I’ve only reviewed a handful of them on my site, but they do exist (i.e.
Durango or Payline Data), and they’ll definitely be able to help you out.
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In the processing world, some business types and industries are considered “risky.” Are you one of them?
If the guidelines are strict, then you won’t get approved. 🙁High risk merchants have to make do with crappier terms and higher rates. When you’re caught between a rock and a hard place, you don’t have much room to negotiate.
If the guidelines are relaxed, then you’ll have yourself a merchant account. Furthermore, if the provider you apply to specializes in high risk merchant services, then you’ve already won the battle. BUT, keep in mind that there are some providers that don’t specialize in high risk, but still have relaxed guidelines (i.e. A word of caution…Don’t skimp on reviewing the details of your contract. There are a number of reasons why a provider would consider your business as high risk. As I mentioned above, some providers are more risk averse than others.
Have you already been turned down by a few credit card processors?
Did they tell you that you’re deemed a “high-risk merchant? Luckily there are plenty of high risk merchant account providers that specialize in exactly what you need.The Federal Trade Commission Act allows the FTC to act in the interest of all consumers to prevent deceptive and unfair acts or practices.In interpreting Section 5 of the Act, the Commission has determined that a representation, omission or practice is The FTC Act prohibits unfair or deceptive advertising in any medium.That is, advertising must tell the truth and not mislead consumers.A claim can be misleading if relevant information is left out or if the claim implies something that's not true.The first thing that you need to understand is that while one provider might consider you high risk…another may not.